Untaxed loans from family and friends

Igor Dmochowski
Eindhoven TU
Data Science

Over het initiatief / About the initiative


In welke fase zit jouw initiatief? / In what stage is your initiative?


Heb je jouw initiatief al gevalideerd? / Did you validate your initiative?

We are starting the validation process and first outcomes are very promising

Meer informatie over jouw initiatief / More info about your initiative

Since the war on Ukraine began, over 4 mln of Ukrainian refugees crossed border with Poland (40 mln citizens) and decided to stay there for now. Polish housing market skyrocketed, and inflation in May 2022 reached 14%, and is predicted to raise even higher. Desperate people take high-interest loans just to cover their monthly bills. SmartLoans aims at providing them safer, cheaper and more flexible.

Wat zijn jouw volgende stappen om het verder te ontwikkelen? / What are your next steps to develop the initiative?

  1. finish validation
  2. check the legal aspect with law firm
  3. develop software for the loans to be lawful

Wat heb je nodig om (nog meer) impact te maken met dit initiatief? / What do you need to make (more) impact with this initiative?

In this case quick action is the most important factor. People need alternatives now.